If you have noticed the demand for organic meat and you are going to start breading and raising organic chickens, there are some things that you want to know when it comes to insurance. Raising your own chickens for eggs to eat is one thing, but once you start to sell the meat and eggs to other people you have to make sure that you covered. Talk with the local insurance agents and get estimates for insurance costs with plans that include coverage for all of the following things.
If the chickens or chicks get ill, you will lose money in a couple of ways. You won't be able to use the eggs from sick chickens, and you also won't be able to sell meat that comes from sick chickens. Since you are an organic farm, you can't pump the animals full of medications because the meat and eggs will be compromised. This could be costly restocking your farm with chicks, so you want to have coverage for it.
There are many different natural disasters that could cause your farm problems, chicken deaths and more, including the following:
- Freezing temperatures
- High winds
- Record heat
These are just some of the natural factors that can be a problem, and this can vary based on where you live and the temperature and the climate.
If you have a problem with any of the eggs or the meat that you sell, you are liable for the product that you are selling. You want to make sure that you have liability coverage for the issues that can arise when selling livestock, like illness and infection. Talk with a lawyer to get more details about what this coverage should entail.
Make sure that you have pulled all of the permits, had the property inspected, and that you are legally ready to take on this new business venture before you get started. There are a lot of different things that you will have to do to get started, but having insurance is one of the tasks that have to be on the very top of your list. Don't waste your time wondering if you have all of the coverage that a livestock business owner should have, and instead consult with your attorney and then present that information to an insurance agent, so you know that you are totally covered.
For more information, check out a website like http://www.wrg-ins.com/.